Applicant or Co-Applicant information should be completed as applicable. Co-Applicant information must also be provided when the income or the assets of a person other than the "Applicant" (including spouse) will be used as a basis for loan qualification or the income or assets of the Applicant's spouse will not be used as a basis for loan qualification, but his or her liabilities must be considered because the Applicant resides in a community property state.

Married persons may apply for credit as an individual. If this is an application for an individual account and you are relying on your own income or assets (except community property states, your separate income or assets) and not the income or assets of another person (or community property) for repayment of the credit requested, questions relative to marital status and to income resources and assets of the spouse's need not be answered. However, only the applicant's resources will be evaluated in determining credit worthiness.

If you have multiple vehicles, adding your spouse or partner residing with you, will eliminate the need to trade a vehicle if you currently have one, and wish to purchase a second one, or own two and only wish to trade one. The standard rule for financed vehicles in the secondary financing world is “One financed vehicle per applicant”.

If your income is below the qualifying amount accepted by the financial institution (In most cases $1,400) to be reviewed for credit you must apply with a co-applicant who will bring your minimum income up to $2000 per month. When applying in this manner, please list the strongest applicant first.

If any of the above applies to you as an individual, please close this window and ensure that your application is submitted as JOINT!

If none of the above applies, close this window and proceed with your application as an individual!